What is your opinion regarding bank fees, interest of savings accounts, etc.?
October 19, 2008 - Have you felt like sticking your money in the coffee can? Is it true that when a person is approved for a $5,000 limit for a new credit card, the $5,000 limit increases the bank's ...
I used to work at 2 different banks and let me tell you...they make their money. The fees are rediculous. If you overdraft your account and you don't have overdraft protection (which you pay for) you end up with an average of a $30 fee. For every transaction that occurs after the overdraft, it's an additional $30 fee. ... That was the biggest complaint that I got from customers, the overdraft fees.
- Mutual funds don't seem to be much better these past years. ... ... No, when a person is approved for a cred card through the bank, the bank doesn't increase their assets by that much. ... The card is owned by VISA or other & the bank receives either a finder fee or a percentage of income.
- My opinion is that Banks are a huge waste of time and money. They care about their profits, and not their account holders. ... ... If you can get into one, use a Credit Union that has Membership requirements, for example to get a membership at Navy Federal Credit Union, you have to either be in the Navy, be a Navy Dependent, or be a Civilian employee of the Department of the Navy. ... ... Credit Unions generally have better rates on Savings accounts(which are called Shares) and their earnings are tax exempt, which saves the institution itsself a great deal of money.
Knowledge Base: Bank
How many bank accounts and credit cards should I have?
October 14, 2008 - Category: Bank
i am currently a college student with 2 checking accounts wamu - 3 years & boa - 1 year and 1 credit card citi - 1 year. i have always met the requirements for my checking accounts and paid all my credit card bills on time. as for loans, i
bank accounts credit cards »
What do you think about internet banks?
October 19, 2008 - Category: Bank
i read on a magazine an article that said that internet banks offer as much as 5 percent interest on a savings account. is this true and how can they do that? are internet banks safe to use?. internet banks do not have the overhead of branches - building, staff,
think internet banks »
Is Heinekin Lottery and Equity Bank, Nigeria legit or bogus?
October 19, 2008 - Category: Bank
i have been called up by a claims agent for days now about winning the and needing to send money to the british autorities usd 650 to allow release of winnings from equity bank of nigeria plc. just now when i emailed the bank to let them know the money had
Heinekin Lottery Equity Bank Nigeria... »
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- Loans
- Consolidation Loans [5]
- Private Loans [4]
- Debt Loans [8]
- Bank
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- Capital Bank [5]
- Banking [30]
- Credit Cards
- Credit Card Interest [14]
- Best Credit Card [25]
- Credit Card Online [8]
- Mortgage
- Second Mortgage [18]
- Mortgage Lenders [13]
- Reverse Mortgage [15]
- Tax
- Tax Accounting [4]
- IRS Tax [9]
- Tax Help [27]
- Insurance
- Insurance Online [6]
- Travel Insurance [9]
- Life Insurance Quotes [6]
- Business
- Business Accounting [8]
- Business Insurance [6]
- Business Management [5]
- Investments
- Stock Investing [8]
- Forex Trading [15]
- Stock Quotes [3]
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